Blog

5 Reasons to Skip the 1-800-Insurance Company

When it comes to choosing an insurance provider, you have a multitude of options at your fingertips. One common route choosing the first insurance company that comes to your head – which is typically is a big-name insurance company you've seen on television or heard on the radio. And in this day and age, with time being at a premium for many, that first company that comes to mind ends up being the one consumers choose merely for the convenience. But - is this really the best choice for your insurance needs?

While this route may seem like the most convenient and time saving route, let us look at 5 reasons why you should skip the 1-800-insurance company and instead contact the P&P Insurance Team to assist you in finding the right insurance coverage for you.

 

1.       Lack of Personalization:

Big name insurance companies often prioritize efficiency and low price over personalization. You may head to their website to enroll or call their 1-800 number. When you call, you might find yourself navigating through an automated menu, waiting on hold, and eventually speaking to a representative who may not fully understand your unique situation. And online, you may see a list of insurance types and get confused about what coverage you may need. Insurance is a personal matter that should be tailored to your specific needs, and a lack of personalization could lead to gaps in coverage or overpaying for unnecessary services. At P&P Insurance, we will only recommend coverage you need and we will ensure you know all your options.

2.       Limited Options:

These large insurance companies often only offer limited options when it comes to coverage plans. Your insurance needs are unique, and they may not be adequately met by a one-size-fits-all approach. At P&P Insurance, we are often better equipped to offer a wider range of policies that can be customized to match your requirements.

3.       Cookie-Cutter Solutions:

1-800-insurance companies may resort to cookie-cutter solutions that don't account for the intricacies of your situation. Your insurance needs could change over time due to factors like family size, employment changes, or lifestyle adjustments. Our staff will be more invested in your individual circumstances and we can help you adapt your coverage accordingly.

4.       Impersonal Claims Process:

When the time comes to file a claim, you may already be in an emotionally charged state and when looking to file a claim, it would be nice to have a company that can provide you with an empathetic experience. 1-800-insurance companies might put you through a lengthy and impersonal process, leaving you frustrated during an already stressful time. We offer a more attentive claims handling process, ensuring your needs are met promptly and with a human touch.

5.       Community Connection:

At P&P Insurance, we pride ourselves with being connected to our local community and we extend that to our clients - helping you build a sense of community connection. We have a vested interest in the wellbeing of our community and fostering personal relationships with our clients. By contrast, 1-800-insurance companies might be more focused on serving a larger customer base, potentially leading to a loss of that personal touch.

 

While 1-800-insurance companies might be convenient and well-known, they might not provide the level of personalized service and attention that you truly need. Insurance is an investment in your peace of mind, and it's essential to work with a provider who genuinely understands your unique circumstances.

 

Contact P&P Insurance Agency Team Today

We pride ourselves in being family owned and operated. Because of this, we make sure all our clients are treated just like we would want our families to be treated by an insurance company. Contact us today to see how we can assist you in your insurance needs.

Christi LeupoldComment